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بررسی عوامل تأثیرگذار بر سواد مالی اسلامی با استفاده از تکنیک دنپ | ||
| تحقیقات مالی اسلامی | ||
| Article 4, Volume 11, Issue 1 - Serial Number 21, August 1400, Pages 75-110 PDF (816.3 K) | ||
| Document Type: علمی - پژوهشی (تئوری مالی اسلامی) | ||
| DOI: 10.30497/ifr.2022.242426.1690 | ||
| Authors | ||
| جلال نادری1; محمود رامشینی* 2; فاطمه زارعی3 | ||
| 1دانش‌آموخته دکترای مدیریت مالی، دانشگاه تهران، تهران، ایران | ||
| 2استادیار گروه آموزشی مدیریت بازرگانی، دانشگاه بجنورد، بجنورد، ایران | ||
| 3استادیار گروه مدیریت، دانشگاه میبد، میبد، ایران | ||
| Receive Date: 01 January 2022, Revise Date: 11 February 2022, Accept Date: 08 March 2022 | ||
| Abstract | ||
| سواد مالی به‌عنوان یکی از سرمایه‌های انسانی محسوب می‌شود که در تأثیرگذاری بر رفتار مالی نقش مهمی دارد. لزوم توسعه محصولات مالی اسلامی، تقویت سواد مالی اسلامی است تا از تصمیم‌گیری‌های مالی مردم حمایت شود. هدف این مقاله شناسایی و تحلیل مهم‌ترین عوامل مؤثر بر سواد مالی اسلامی در کشور جمهوری اسلامی ایران با استفاده از تکنیک دنپ (دیمتل مبتنی‌بر فرآیند تحلیل شبکه‌ای)[i] است؛ بنابراین ابتدا با استفاده از مطالعه آرشیو و بررسی دقیق منابع مختلف مهم‌ترین عوامل مؤثر بر سواد مالی اسلامی شناسایی شد. سپس این عوامل بهمنظور رتبه‌بندی در قالب یک پرسشنامه مقایسه زوجی در اختیار خبرگان -شامل اساتید دانشگاه و کارشناسان بازارهای مالی اسلامی- قرار داده شد و درنهایت 5 مورد از مهم‌ترین این عوامل مورد تحلیل قرار گرفت. نتایج حاصل از مقاله نشان می‌دهد که عوامل اجتماعی دارای بیشترین اهمیت است. همچنین نگرش مالی اسلامی، فرهنگ، تعلقات مذهبی، دوستان و همسالان و دانش مالی اسلامی مهم‌ترین زیر عوامل مؤثر بر سواد مالی اسلامی در جمهوری اسلامی ایران است. 1. DANP (The Dematel based Analytic Network Process) | ||
| Keywords | ||
| سواد مالی اسلامی; نگرش مالی اسلامی; دانش مالی اسلامی; تعلقات مذهبی; تکنیک دنپ | ||
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